We’re $100K in Debt and Living in a Camper | February 4, 2026
From The Ramsey Show
A couple struggles with $100,000 in debt while living in a camper, seeking advice on how to manage their financial situation. They discuss the breakdown of their debts, including a significant truck loan and loans for a camper and car, and consider whether to sell the truck to alleviate their financial burden.
Key Takeaways
- Housing isn't just a roof—it's a financial anchor. Campers depreciate faster than sci-fi movie plots.
- Debt at 22? You're not the 'average' millennial; you're the cautionary tale. Let’s rewrite that script!
- $1,200 for a truck? That’s not a vehicle; that’s an overpriced subscription to financial stress.
- Minimalist living can be liberating, but being underwater on vehicles is like sailing with a leak.
- Trading the camper for a rental could be the ultimate money move — living safe beats living free!
Mentioned in This Episode
- George Kim (person)
- Mario (Sherry Coleman's brother) (person)
- I Can Only Imagine (media)
- Even If (book)
- Dave Ramsey (person)
- Luke 16:10 (concept)
- Bart Lard (person)
- Andy Irwin (person)